SMS 40877 · Live in South Africa

"Not this
again."

EasyStokvel runs your stokvel so you don't have to.

🔒Your money stays in your account. We only track the records.
See how it works
Just text. We write it all down.
PAID
✓ Got you. R500 noted for this month. 8 of 12 paid so far.
30-day free trialNo app requiredSMS in English, Zulu & SothoSMS & WhatsApp supportSMS in English, Zulu & SothoPOPIA compliantWe never hold your moneySMS 4087730-day free trialNo app requiredWorks on any phoneSMS & WhatsApp supportSMS in English & Zulu & SothoNASASA registeredPOPIA compliantWe never hold your moneySMS 40877
Sound familiar?

Every treasurer
has been here.

"Did Thabo pay this month?"
Text STATUS to 40877. Done.
"When is the next meeting?"
They get reminded. Automatically.
"Did you get my proof of payment?"
Send it on WhatsApp. Books are updated for you.
"When is it my turn to get paid?"
Text TURN. Answer in seconds.
How it works

Three steps. That's it.

01
📋
You register
Tell us about your group. Takes 2 minutes.
02
💬
Share the number
Your people text PAID to 40877. That's their part done.
03
⚡
You run the show
See who's paid. Who hasn't. Who's next. All in one place.
Members text these

Six words. That's all they need to know.

No app download. No smartphone needed. Works on any phone that can send a text.

💳
PAID
Mark yourself as paid
📋
STATUS
See who's paid this month
⭐
TRUST
See your standing in the group
🔄
TURN
See who's getting paid next
💰
BALANCE
See how much is in the pot
📱
HELP
Get a list of all commands
All commands sent to 40877 · Available 24/7 · Replies in seconds
Meet people where they already are

Use it however your
group already works.

SMS. WhatsApp. Both. Nobody changes a thing.

For members
📱
Any phone. Any network.

If you can send a TEXT, you're in.

PAID
✓ Got you. R600 noted for this month. 9 of 12 paid so far.
For treasurers
💬
Stay in WhatsApp.

Someone sends their proof. You don't lift a finger.

Nomsa P.
📎 Proof of payment.jpg
✓ Got it Nomsa. R800 noted. You're all good for this month.
Coming soon · WhatsApp Business API
Built-in trust scoring

Know exactly who
you can trust.

Every member builds a trust score based on their payment behaviour — not credit history, not connections. Just whether they show up every month.

Elite90–100Always early. Never missed a month.
Reliable75–89Shows up. Every time.
Average60–74Mostly there. Needs a nudge sometimes.
At risk40–59Worth a conversation before next payout.
Member trust scores
Thabo M.
Elite94
Zanele K.
Reliable88
Sipho D.
Average72
Nomsa P.
Average61
Lerato B.
At risk45
Scores update automatically after every payment
🔒
Your money never moves through us

We are not a bank.
We keep the books.

Every Rand stays in your group's own account — the same TymeBank, Capitec, or FNB account you've always used. We only track who paid, when they paid, and who's next.

Pricing

Start free. Upgrade when ready.

Members never pay anything. Ever.

Free
R0/month
Try it out. No pressure.
Everyone can text in — any phone, any network
See who's paid. Who hasn't. Who's next.
Payments recorded the moment they come in
Everyone can text in
No card needed
Up to 10 members. 1 group.
Use English, Sotho or Zulu
SMS only
Most popular
Organiser
R99/month
For the treasurer who's done doing things the hard way.
Everything in Free
See everything in one place
We remind the late ones so you don't have to
Members get meeting reminders automatically
Manage payout order — no more debates
Every payment logged, timestamped, permanent
Download your full history anytime
SMS + WhatsApp: reach members however they prefer
Add or remove members as the group changes
Unlimited members. 1 group
Growth
R199/month
Running more than one group.
Everything in Organiser
Manage up to 5 groups from one place
Reminders go out across all your groups at once
See who's reliable across every group you run
SMS + WhatsApp: reach members however they prefer
Monthly summary sent to you automatically
Your messages jump the queue — priority delivery to our system
Direct WhatsApp line to our team
Running 3 groups? Growth drops to R149/month.

The group deserves this.
So do You.

Start free. No card needed.